Why Let Financial Problems Ruin Your Marriage - part 1
by Terry Ross
Is money so hard to understand? Financial problems in a marriage are definitely a true relationship killer and one of the most common marriage problems that unnecessarily result in divorce.
Money matters are quite simple when you think about it. You can either afford something or you can't and, if you can't you have two choices, either stop spending money elsewhere or earn more money.
I'm looking for a new car at the moment which has really got me thinking about the number of people who fund such purchases on finance then struggle to make the repayments. Now I can understand the need for a car and that people aren't always in the position to buy such an expensive item out right, but what does amaze me is the type of vehicles that people buy on finance.
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One of my best friends always buys cars on credit and not any old car, cars such as range rovers, mercedes and jaguars, and yet struggles to make monthly mortgage repayments let alone fund the financing on the car. As a family they look at us and envy the fact that we don't have to worry when an unexpected bill comes in or if we want something we can just go out and buy it without any concern. That's because we follow the main golden rule for avoiding financial problems in a marriage, we never spend what we haven't got and we don't waste money on unnecessary interest repayments.
It's quite a simple concept really, if we want something that isn't critical we wait for it, we only buy what we can afford. If we needed to take out finance for a car we would buy something that would do the job but not a luxury vehicle. Have you ever seen how many luxury cars are repossessed and go through the auctions? What a waste, just look at what is lost in the initial deposit and interest and then the cars lost and sold for peanuts to more the financially astute.
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Why Let Financial Problems Ruin Your Marriage
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